1.   Sharing of Profit from Tendu Leaves trade

The  profit earned from the trade of Tendu Leaves till 2007 season was distributed in the following manner.

1. 70 % of profit as incentive wages to the collector of Tendu leaves.
2. 15 % of profit for village resource development.
3. 15% of profit for the development of forest and forest produce.

From the collection year 2008 onward profit earned from the trade of Tendu Leaves is distributed in the following manner.

 

1. 80 % of profit as incentive wages to the collector of Tendu leaves.
2. 15 % of profit for collection, sale, godowning and value additon of non-nationalised minor forest produce.
3. 5% of profit for the temporary reimbursement of losses of societies.

 

Primary Co-operative Societies are the basic unit for calculating the amount of profit. This results in competitive spirit among primary co-operative societies so as to earn maximum income through quality control. The following table gives the details of the distribution of incentive wages distributed.

2.   Distribution of Charanpaduka's (Shoes) to Gatherers of Tendu leaves

The Govt. of Chhattisgarh decided to provide Charanpaduka (Shoes/Chappal) to one member in each family of Tendu leaves gatherers from 2006-07 onwards. Only those families are eligible for above who collects minimum 500 gaddies in at least one year in preceding two years. To achieve this M.F.P. Federation invites e-tender at National level in which standard shoes manufacturing companies are participating. The details of charanpaduka distributed in different years are as follows :-

3. Insurance Schemes for Tendu leaves Gatherers

All tendu leaves gatherers whose age is between 18 and 59 years and whose families have collected 500 or more gaddies of tendu leaves in at least in one of the last two years are insured under following insurance schemes :-

(a) Jan Shree Insurance Scheme

This scheme is for the head of all the tendu leaves gatherer families. This scheme was started from 01.05.2007.

Following benefits are given to the head of the family or the nominated person in case of his death/disability :-

   - Normal death - Rs. 30,000/-
   - Partial disability - Rs. 37,500/-
   - Accidental death or permanent disability - Rs. 75,000/-

Two children of the family head studying between 9th and 12th class including ITI get half yearly scholarship @ Rs. 600/- under Shiksha Sahyog Scheme.

 

The details of Janshree Insurance Scheme and details of Scholarship provided under Shiksha Sahayog Yojana of Janshree Insurance Scheme for the last years are as follows :-

 

This scheme is closed now.

(b) Group Insurance Scheme

This is the old insurance scheme for all tendu leaves gatherers but from 01.05.2007 other members of the family of age group 18 to 59 years except the head of the family are the beneficiaries of this scheme. At present, since 01.03.2018 this scheme is merged in Atal Group Insurance Scheme.

Under this scheme following benefits are given to tendu leaves gatherer/ his nominee :-

   - Normal death - Rs. 3,500/-
   - Partial disability - Rs. 12,500/-
   - Accidental death or permanent disability - Rs. 25,000

The details of Group Insurance Scheme for the last years are as follows :-

This scheme is closed now.

(c) Atal Group Insurance Scheme

This scheme started from year 2011-12.
Under this scheme in case of death of any member of the family of tendu leaves gatherer nominee is paid Rs. 6,500/-. Since 01.03.2018 nominee is paid Rs. 10,000/-.

 

The details of Atal Group Insurance Scheme for the last years are as follows :-

 

S.No.	Year	No. of Insurance Claims Settled	Total Amount disbursed (In Rs. Crores)
1.	2011-12	397	0.16
2.	2012-13	1345	0.53
3.	2013-14	2052	1.12
4.	2014-15	1009	0.63
5.	2015-16	2221	1.44
6.	2016-17	2866	1.86
7.	2017-18	1381	0.89
8.	2018-19 (As on 30.09.2018)	28	0.02

This scheme is closed now.

4. Pradhan Mantri Suraksha Bima Yojna

Pradhan Mantri Suraksha Bima Yojna of Government of India is being implemented in this organisation for the benefit of tendu leaves gatherers as well as their family members from 1st June 2015. Highlights of the Pradhan Mantri Suraksha Bima Yojana (Pmsby – Scheme 1 – for Accidental Death Insurance) are

1. Eligibility: Available to people in age group 18 to 70 years with bank account.
2. Premium: Rs 12 per annum.
3. Payment Mode: The premium will be directly auto-debited by the bank from the subscribers account. This is the only mode available.
4. Risk Coverage: For accidental death and full disability – Rs 2 Lakh and for partial disability – Rs 1 Lakh.
5. Eligibility: Any person having a bank account and Aadhaar number linked to the bank account can give a simple form to the bank every year before 1st of June in order to join the scheme. Name of nominee to be given in the form.
6. Terms of Risk Coverage: A person has to opt for the scheme every year. He can also prefer to give a long-term option of continuing in which case his account will be auto-debited every year by the bank.
7. Who will implement this Scheme?: The scheme will be offered by all Public Sector General Insurance Companies and all other insurers who are willing to join the scheme and tie-up with banks for this purpose.
8. The premium paid will be tax-free under section 80C and also the proceeds amount will get tax-exemption u/s 10(10D).But if the proceeds from insurance policy exceed Rs.1 lakh , TDS at the rate of 2% from the total proceeds if no Form 15G or Form 15H is submitted to the insurer.

Under this scheme, 12,30,522 tendu leaves family members are covered.

This scheme is closed now.

5. Education Promotion Schemes

Education schemes have been started for the children of head of tendu leaves gatherer families who have collected 500 or more gaddies of tendu leaves in at least one of the last two years.

 

(a) Award to the meritorious student

The scheme has been launched from the education session 2011-12. In every Primary Co-operative Society one boy and one girl from the children of tendu leaves gatherers family heads, who score the highest marks, are being given the following cash awards :-

 

The details of Award Given to the meritorious students for the last 12 years are as follows :-

 

 (b)  Scholarship for Professional Education

To encourage the professional education after 12^th exam like Medical, Engineering, Law, MBA and Nursing etc, one student in every Primary Co-operative Society who scores maximum marks in 12^th exam is given scholarship as follows :-

From 2015-16 onwards the above scholarship will be provided to all the Scheduled Tribes students who take admission in B.Sc. Nursing courses in Bastar Revenue Division.

The details of scholarship provided to students under Professional Education Scheme for the last 12 years are as follows :-

 

(c)  Scholarship for Non-Professional Education

To encourage the non-professional graduation courses after 12^th exam like B.A., B.Com., B.Sc. etc, one boy and one girl in every Primary Co-operative Society who scores maximum marks in 12^th exam is given scholarship as follows :-

The details of scholarship provided to students under Non-Professional Education Scheme for the last 11 years are as follows :-

 

(d)  Education Incentive scheme for Talented Students

• This scheme has been started from the year 2012-13 for every talented student.

• under this scheme all the girls and boys who score more than 75% marks in class 10^thexam and class 12^th exam get Rs. 15,000/- and Rs. 25,000/- respectively as award.

The details of Education Incentive Scheme for Talented Students for the last 10 years are as follows :-

 

S.No.	Year	No. of Students benefitted	Total Amount disbursed (In Rs. Crores)
1.	2013-14	696	1.37
2.	2014-15	743	1.44
3.	2015-16	1030	2.00
4.	2016-17	1561	2.99
5.	2017-18	2202	3.90
6.	2018-19	4196	6.82
7.	2019-20	5015	8.59
8.	2020-21	0	0
9.	2021-22	4513	7.96
10.	2022-23	5095	9.30

For availing benefit of all these educational schemes, the students will have to submit prescribed application form in their respective Primary Co-operative Society's office.

5. Insurance Schemes:-

(a) Rajmohini Devi Tendu Leaf Collector Social Security Scheme:-

 

With the aim of providing economic and social security to the tendu leaf collector family, a new scheme has been operated from 01.04.2024 in coordination with the Chhattisgarh Government, Forest Department and Chhattisgarh State Minor Forest Produce Cooperative Federation. This scheme has been operated in place of Shaheed Mahendra Karma Social Security Scheme. This scheme is applicable for the head of the registered tendu leaf collector family whose age is between 18 to 50 years on the date of death.Under the scheme, assistance amount is provided as follows:-

1	Normal death (Amount provided to the nominated person)	2.00 lakh
2	Accidental death (Amount provided to the nominated person)	4.00 lakh
3	Complete disability due to accident	2.00 lakh
4	Partial disability due to accident	1.00 lakh

 

Apart from this, the head of the registered tendu leaf collector family whose age is between 50 years to 59 years on the date of death is provided assistance as follows:-

 

1	Normal death (Amount provided to the nominated person)	0.30 lakh
2	Accidental death (Amount provided to the nominated person)	0.75 lakh
3	Complete disability due to accident	0.75 lakh
4	Partial disability due to accident	0.375 lakh

 

For the implementation of the scheme, 75 percent amount will be borne by the Chhattisgarh Government, Forest Department and the remaining 25 percent amount will be borne by the Chhattisgarh State Minor Forest Produce Federation. Continuous efforts are being made by the Chhattisgarh Government and Chhattisgarh State Minor Forest Produce Federation Limited to empower the tendu leaf collector family economically and socially. In the past also, various schemes were run to provide economic and social security. The financial year wise payment details are as follows:-

 

S.No.	Financial Year	No. of Cases	Paid Claim Amount (In Rs. Crores)
1	2	3	4
1	2020-21	355	5.33
2	2021-22	3472	52.19
3	2022-23	2323	35.37
4	2023-24	2156	32.44
5	2024-25 (20.02.2025)	2544	37.21
Total		10850	162.54

 

(b) Group Insurance Scheme (Run by Federation):-

 

Tendu leaf collectors will be entitled to get benefits under this scheme if the age of other registered members of the family, except the head of the family, is between 18 years to 60 years at the time of natural/unnatural death. The claim amount will be paid directly to the head of the family.

The scheme is being operated by Chhattisgarh State Minor Forest Produce Federation Limited from the year 2020-21. Under the scheme, Rs 12,000/- is paid to the head of the family (claimant) of the deceased tendu leaf collector. To be eligible for the scheme, the tendu leaf collector family should have collected 500-500 bundles of tendu leaves in the last 02 seasons before the death.
The financial year wise payment details from the scheme start month April-2020 to November-2024 are as follows:-

S.No.	Financial Year	No. of Cases	Paid Claim Amount (In Rs. Crores)
1	2	3	4
1	2020-21	924	1.11
2	2021-22	1779	2.13
3	2022-23	1925	2.31
4	2023-24	1518	1.82
5	2024-25 (20.02.2025)	1359	1.63
Total		7505	9.01

 

 

(c) Group Insurance for Managers of Primary Forest Produce Cooperative Societies:-

Managers of primary forest produce cooperative societies are insured under the group insurance scheme of Life Insurance Corporation of India. On the death of the manager, the amount of Rs. 1,00,000/- is paid to the claimant nominated by him. The number of insured managers in the year 2024-25 is 758.

 

(d) Group Insurance of Phadmunshis of Primary Forest Produce Cooperative Societies:-

Tendu pattaphadmunshis of primary forest produce cooperative societies are insured every year under the group insurance scheme of Life Insurance Corporation of India. In which on the death of Phadmunshi, the amount of Rs. 1,00,000/- is paid to the claimant nominated by him. 10,024 Phadmunshis have been insured for the year 2024-25.